Attention homeowners in Naples and Collier County: Need an appraisal?

Here are the top 7 reasons why FL homeowners need Collier Residential Appraisal, Inc.:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge property tax assessments
To reduce their mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate

Own a house in or near Naples, FL and need help deciding the price of it?
Contact Collier Residential Appraisal, Inc..

We at Collier Residential Appraisal, Inc. understand the individual needs of a homeowner looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at Collier Residential Appraisal, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value estimation than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. At Collier Residential Appraisal, Inc., we're qualified in helping clients just like you do away with undesirable PMI insurance.

Challenging property tax assessments

Lets say your house is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. That only means you are most likely paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Collier Residential Appraisal, Inc. is your strongest weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your property is near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. An appraisal from Collier Residential Appraisal, Inc. can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for precision? We can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Collier Residential Appraisal, Inc. can We can assist you. Even though this is typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.